Short Sale, Foreclosure, Bank Owned REO property - Opportunities to buy and sell

The short sale process is still a mystery to many people, even after all these years. Lots of buyer's agents are confused; puzzled buyers are looking for direction, and not every short sale listing agent knows how to do a short sale.  For a list of short sale and foreclosure properties check out this link  Short Sales, Bank Owned and Foreclosure Opportunities for Buyers

The Basics of a Short Sale

Banks grant short sales for 2 reasons: the seller has a hardship, and the seller owes more on the mortgage than the home is worth.

A few examples of a hardship are:

• Unemployment / reduced income
• Divorce
• Medical emergency
• Job transfer out of town
• Bankruptcy
• Death

If foreclosure or bankruptcy seem like the only option there might be another alternative.  To see if you qualify for a short sale check out this link DO I QUALIFY FOR A SHORT SALE

For a confidential consultation on your home sale options email mark@REintegritygroup.com or call 978-984-3107

 

Andover MA Find Out How to Sell Your Home and Save Thousands in Brokerage Fee

Andover, MA real estate North Andover, MA Real Estate- Want to sell your home but can't afford the full service brokerage fees? For Sale By Owner is a lonely, scary alternative - You need an option that is somewhere in between.  Here is an option that is growing in popularity in these tough economic times  - Fee for Service.

Save thousands of dollars and sell your home fast and for top dollar.  Find out how to pay for what you need and not pay for what you don't.  Check out this link today for more information  You Can Sell Your Home For Less in Andover Mass

 

 

mortgage rates as of Jan 3 - Time to buy in the new year

Mortgage Rates as of January 3, 2012

 

Mortgage Program	Interest Rate	Fully Indexed Rate	APR*	Monthly Payment Per Thousand
30 Year Fixed No Points	3.875% 30 Year Term	--	3.903%	$4.71 - 360 payments of $1,504.76
20 Year Fixed No Points	3.750% 20 Year Term	--	3.816%	$5.93 - 240 payments of $1,897.24
15 Year Fixed No Points	3.250% 15 Year Term	--	3.303%	$7.03 - 180 payments of $2,248.54
5/1 ARM No Points	2.750% 5 Year Term	3.375% 25 Year Term	3.168%	$4.08 - 60 payments of $1,306.37 $4.36 - 300 payments of $1,397.79
5/1 Jumbo ARM No Points	2.750% 5 Year Term	2.625% 25 Year Term	2.695%	$4.08 - 60 payments of $2,857.69 $4.02 - 300 payments of $2,818.21

Celebrate the New Year

 

Celebrate 2012 By CHOOSING to
Make It the Year You Want It to Be!

Celebrate...by telling those you love what they mean to you.
Celebrate…by walking out the Golden Rule every single day.
Celebrate…with a life full of gratitude – for the great and small.

Why?

“Gratitude makes sense of our past, brings peace for today, 
and creates a vision for tomorrow.” ~Melody Beattie

From Our Home to Yours…
Wishing You And Your Family a 2012 Full of Gratitude!