The Fed is meeting June 23rd and 24th, and its actions could impact home loan rates
Treasuries are under selling pressures after four sessions of gains. Initial jobless claims came in close to expected , the number reflected a slow down in job losses. Today the Treasury will announce the upcoming auction amounts and this may cause more selling before debt hits the market. Rates are slightly worse than yesterday .Up an eighth.
Now is a great time for first time home buyers to find that perfect home. Call me today (978) 861-4016. Find out more about the $8,000 tax credit at www.GracyTeam.com
Mark Gracy
The Gracy Team
Keller Williams Realty
(978) 861-4016
www.gracyteam.com
Andover MA real estate
North Andover MA real estate
Methuen MA real estate
Haverhill MA real estate
Thursday, June 18, 2009
Tuesday, June 16, 2009
Real Estate Market Update for June 16th 2009
Andover, MA Real Estate
Rates are running between 5.125% and 5.625% on a thirty year fixed (whether or not points are paid).
Keep in mind this assumes a qualifying FICO. I have summarized a market update for you below.
MARKET UPDATE: This morning the Housing Starts and Building Permits reports both returned data better than anticipated, adding fuel to the belief the housing market is on the rebound. With the continuous signs of an economy recovering will rates ever return to levels from early May of the 4.75% range? Not likely, in fact with next week’s looming treasury auctions the past few days improvements might be short lived. More investors are likely to turn their attention to the commodities and stock markets, and a bond market that already has too much supply will have to raise its rates to attract buyers. This morning mortgage rates are rroughly unchanged from yesterday.
FHA will now be requiring two appraisals under the following scenarios:
-loan amounts greater than $417,000 AND loan to value equals or exceeds 95%
-any cash out refi where the loan amount is greater than $417,000.
Mark Gracy (978) 861-4016
mark@gracyteam.com
www.GracyTeam.com
Your real estate experts on the North Shore, Merrimack Valley MA and Southern NH
Rates are running between 5.125% and 5.625% on a thirty year fixed (whether or not points are paid).
Keep in mind this assumes a qualifying FICO. I have summarized a market update for you below.
MARKET UPDATE: This morning the Housing Starts and Building Permits reports both returned data better than anticipated, adding fuel to the belief the housing market is on the rebound. With the continuous signs of an economy recovering will rates ever return to levels from early May of the 4.75% range? Not likely, in fact with next week’s looming treasury auctions the past few days improvements might be short lived. More investors are likely to turn their attention to the commodities and stock markets, and a bond market that already has too much supply will have to raise its rates to attract buyers. This morning mortgage rates are rroughly unchanged from yesterday.
FHA will now be requiring two appraisals under the following scenarios:
-loan amounts greater than $417,000 AND loan to value equals or exceeds 95%
-any cash out refi where the loan amount is greater than $417,000.
Mark Gracy (978) 861-4016
mark@gracyteam.com
www.GracyTeam.com
Your real estate experts on the North Shore, Merrimack Valley MA and Southern NH
Wednesday, June 3, 2009
Find what's on the market all around you instantly on your cell phone in MA and NH
Get all the listings on your mobile phone. Searching for a home in Andover, MA, Looking for the perfect house in Methuen, MA, Atkinson, NH where you want to find your next home? We can help. For FREE instant access to all the homes in the area (search by address, price, zip code, town and more OR use the GPS function in your phone and find all the listings in your immediate area currently for sale.
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Mark Gracy
The Gracy Team
Keller WIlliams Realty
DIrect: (978) 861-4016
Office: (978) 984-3107
www.GracyTeam.com
Your real estate resource for opportunity on the North Shore, Merrimack Valley and Southern NH
width="280"
height="200"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0"
>
Mark Gracy
The Gracy Team
Keller WIlliams Realty
DIrect: (978) 861-4016
Office: (978) 984-3107
www.GracyTeam.com
Your real estate resource for opportunity on the North Shore, Merrimack Valley and Southern NH
Monday, June 1, 2009
North Andover MA homes for sale on your mobile phone
North Andover MA real estate update Real Estate in MA and Southern NH - Search for Homes for Sale on your Mobile Phone! FREE application provided by Mark Gracy The Gracy Team at Keller Williams Realty
width="280"
height="210"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0">
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
width="280"
height="210"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0">
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
Haverhill MA real estate update - homes for sale on your mobile phone now
Haverhill MA real estate Homes for sale right on your mobile phone. Real Estate in MA and Southern NH - Search for Homes for Sale on your Mobile Phone! FREE application provided by Mark Gracy The Gracy Team at Keller Williams Realty
width="300"
height="220"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0"
>
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
width="300"
height="220"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0"
>
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
Methuen, MA Real Estate Homes for Sale on your mobile phone now
Methuen, MA Real Estate Homes for Sale - Real Estate in MA and Southern NH - Search for Homes for Sale on your Mobile Phone! FREE application provided by Mark Gracy The Gracy Team at Keller Williams Realty
width="300"
height="220"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0"
>
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
width="300"
height="220"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0"
>
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
Homes for Sale in Andover MA on your cell phone now!
Andover, MA Real Estate in MA and Southern NH - Search for Homes for Sale on your Mobile Phone! FREE application provided by Mark Gracy The Gracy Team at Keller Williams Realty
width="280"
height="210"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0">
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
width="280"
height="210"
frameborder="0"
align="center"
scrolling="No"
marginheight="0"
marginwidth="0">
Search all homes for sale in MA and NH from your personal cell phone.
June 2009 (MA and NH real estate)—One of the top real estate agents in the Merrimack Valley announced today that cell phones can be turned into the ultimate house-hunting tool. Mark Gracy with The Gracy Team at Keller Williams Realty is providing consumers with a mobile application called Homes for Sale that makes it possible to search all local property listings from their phone, regardless of whether it is listed by [Agent Name] or another broker/agent. Homes for Sale can be downloaded to cell phones, iPhones and BlackBerry devices by visiting www.GracyTeam.com.
With Homes for Sale, consumers can be in any neighborhood and view detailed home information at the touch of a button. The GPS technology in the mobile phone, where available, locates users and pulls up addresses and information on property listings in their immediate area. Sales price, square footage, tax information, beds/baths, interior and exterior features and pictures become available instantly in the palm of their hand.
Consumers can also search by city, zip code, address, or community name when GPS is not available, or if they want to search for real estate in a particular area other than their current location.
The “Call to See” feature within the Homes for Sale application will connect users to Mark Gracy if they have further questions or want to schedule a tour of the property.
“We are dedicated to providing our clients top notch service and unparalleled results. We do that in part by providing our clients access to up to the minute real estate information by utilizing state of the art technology.”, Gracy said.
When downloading the application from Mark Gracy’s website, www.GracyTeam.com , consumers will find a Homes for Sale Mobile tool which provides instructions on how to send the application to their personal cell phone. Users simply select their cell phone carrier, the make/model of their device and enter their cell phone number into the downloader tool. Instantly, the application is sent via text message and downloaded to their cell phone just like a game or ringtone.
Homes for Sale is available across every carrier and mobile device via a fully downloadable application or mobile web (WAP) version. The fully downloadable version is live on hundreds of cell phone models on AT&T, Sprint and T-Mobile. If your carrier or cell phone model is not listed on the downloader tool, simply select ‘Other’ and download the mobile web (WAP) version. Smarter Agent is also available on BlackBerry devices as well as the iPhone. The fully downloadable version for Windows Mobile devices, as well as other devices and major carriers, will be added over the coming months.
Homes for Sale is free to download on BlackBerry devices across all carriers and the iPhone, in addition to the free WAP version. For other devices, a nominal monthly carrier charge may apply, dependent on device and carrier, billed directly to your carrier statement.
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