Saturday, March 7, 2009
Groveland MA Best Buy Townhome Opportunity OPEN HOUSE SUN 3/8
OPEN HOUSE SUNDAY 3/8/2009 12:30 PM - 1:30 PM
23 Groveland Commons Groveland, MA
more details at www.GracyTeam.com
Mark Gracy
mark@gracyteam.com
(office) 978-984-3107
(direct) 978-861-4016 tel & fax
www.GracyTeam.com
Keller Williams Realty
Serving The Andovers and Merrimack Valley MA
Friday, March 6, 2009
FHA Loan credit score increase
Andover, MA real estate mortgage requirements for FHA -
Effective 3/3/09, the minimum FHA FICO score will be increasing from 580 to 620. All parties on the transaction will need to meet the minimum requirement.
Mark Gracy
The Gracy Team
Agent / Partner
Keller Williams Realty
mark@gracyteam.com
(office) 978-984-3107
(direct) 978-861-4016 tel & fax
AIM: markjgracy
www.GracyTeam.com
Keller Williams Realty
Serving The Andovers, Merrimack Valley MA and Southern NH
Effective 3/3/09, the minimum FHA FICO score will be increasing from 580 to 620. All parties on the transaction will need to meet the minimum requirement.
Mark Gracy
The Gracy Team
Agent / Partner
Keller Williams Realty
mark@gracyteam.com
(office) 978-984-3107
(direct) 978-861-4016 tel & fax
AIM: markjgracy
www.GracyTeam.com
Keller Williams Realty
Serving The Andovers, Merrimack Valley MA and Southern NH
Rules for 2009 Tax Credit
Andover, MA Real estate update -
Rules for the 2009 Tax Credit for First Time Home Buyers
Posted by Mark Gracy under For Buyers, For Sellers, General Information
Rules for 2009 Tax Credit for First Time Homebuyers
• Does NOT have to be repaid UNLESS the home is sold within 3 Years
• You must NOT have owned a home in the previous 3 Tax Years
• Available for homes purchased between 1/1/09 and 12/1/09
• You DO NOT qualify if: You are an individual with an adjusted gross income of 75K or higher, or, are married with a combined adjusted gross income of 150k or higher.
• Tax credit is for up to 10% of the purchase price up to a maximum of $8,000
• The Tax Credit can be taken on 2008 taxes even when the purchase is made in 2009.
Mark Gracy
mark@gracyteam.com
(office) 978-984-3107
(direct) 978-861-4016 tel & fax
AIM: markjgracy
www.GracyTeam.com
Keller Williams Realty
Serving The Andovers and Merrimack Valley MA
Rules for the 2009 Tax Credit for First Time Home Buyers
Posted by Mark Gracy under For Buyers, For Sellers, General Information
Rules for 2009 Tax Credit for First Time Homebuyers
• Does NOT have to be repaid UNLESS the home is sold within 3 Years
• You must NOT have owned a home in the previous 3 Tax Years
• Available for homes purchased between 1/1/09 and 12/1/09
• You DO NOT qualify if: You are an individual with an adjusted gross income of 75K or higher, or, are married with a combined adjusted gross income of 150k or higher.
• Tax credit is for up to 10% of the purchase price up to a maximum of $8,000
• The Tax Credit can be taken on 2008 taxes even when the purchase is made in 2009.
Mark Gracy
mark@gracyteam.com
(office) 978-984-3107
(direct) 978-861-4016 tel & fax
AIM: markjgracy
www.GracyTeam.com
Keller Williams Realty
Serving The Andovers and Merrimack Valley MA
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